:root{--navy:#0c2238;--navy-2:#153b59;--blue:#27668c;--gold:#d1a648;--gold-light:#f3e5bd;--cream:#faf8f3;--mist:#edf2f5;--text:#24313d;--muted:#65727d;--white:#fff;--shadow:0 18px 50px rgba(12,34,56,.11)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--text);background:var(--white);font-family:"Segoe UI",Arial,sans-serif;line-height:1.7}a{color:var(--blue)}img{max-width:100%}.skip-link{position:absolute;left:-9999px}.skip-link:focus{left:12px;top:12px;z-index:999;padding:10px 16px;background:#fff;color:var(--navy)}
.site-header{position:sticky;top:0;z-index:50;display:flex;align-items:center;justify-content:space-between;gap:30px;padding:13px 6%;background:rgba(12,34,56,.98);box-shadow:0 4px 20px rgba(0,0,0,.12)}.logo img{display:block;width:auto;height:68px;padding:4px;background:#fff;border-radius:5px}.site-header nav{display:flex;align-items:center;gap:22px}.site-header nav a{padding:8px 0;color:#fff;border-bottom:2px solid transparent;font-size:14px;font-weight:700;text-decoration:none;white-space:nowrap}.site-header nav a:hover,.site-header nav a.active{border-color:var(--gold)}.menu-toggle{display:none;padding:9px 14px;color:var(--navy);background:var(--gold);border:0;border-radius:4px;font-weight:800}
.hero{min-height:660px;display:grid;grid-template-columns:1.35fr .65fr;align-items:center;gap:60px;padding:90px 7%;color:#fff;background:radial-gradient(circle at 85% 30%,rgba(209,166,72,.23),transparent 24rem),linear-gradient(120deg,var(--navy),var(--navy-2))}.hero-content{max-width:800px}.eyebrow{display:inline-block;margin-bottom:16px;color:var(--gold-light);font-size:12px;font-weight:800;letter-spacing:.16em;text-transform:uppercase}.eyebrow.dark{color:#9a7223}.hero h1,.page-hero h1{margin:0 0 22px;color:#fff;font-family:Georgia,serif;font-size:clamp(3rem,6vw,5.4rem);font-weight:500;line-height:1.02}.hero p{max-width:720px;margin:0 0 10px;font-size:22px}.hero-support{color:#d7e1e8;font-size:17px!important}.button-row{margin-top:30px}.btn{display:inline-block;margin:8px 10px 0 0;padding:13px 22px;color:var(--navy);background:var(--gold);border:2px solid var(--gold);border-radius:4px;font-weight:800;text-decoration:none;transition:.2s}.btn:hover{filter:brightness(1.07);transform:translateY(-2px)}.btn.secondary{color:#fff;background:transparent;border-color:rgba(255,255,255,.7)}.hero-mark{aspect-ratio:1;display:flex;flex-direction:column;align-items:center;justify-content:center;border:1px solid rgba(255,255,255,.22);border-radius:50%;box-shadow:inset 0 0 0 18px rgba(255,255,255,.035);text-align:center}.hero-mark span{color:var(--gold);font-family:Georgia,serif;font-size:64px}.hero-mark small{color:#dbe5eb;letter-spacing:.12em;text-transform:uppercase}
.trust-strip{display:grid;grid-template-columns:repeat(4,1fr);padding:25px 7%;background:var(--cream);border-bottom:1px solid #e8e2d8}.trust-strip div{padding:4px 24px;border-right:1px solid #ddd5c7}.trust-strip div:last-child{border:0}.trust-strip strong,.trust-strip span{display:block}.trust-strip strong{color:var(--navy)}.trust-strip span{color:var(--muted);font-size:13px}
.section{padding:90px 7%}.section-tint{background:var(--mist)}.section-dark{color:#fff;background:var(--navy)}.section-heading{max-width:760px;margin:0 auto 45px;text-align:center}.section-heading.light h2,.section-heading.light p{color:#fff}.section-heading h2,.split h2,.story-grid h2,.cta h2,.mission-grid h2{margin:0 0 18px;color:var(--navy);font-family:Georgia,serif;font-size:clamp(2.1rem,4vw,3.4rem);font-weight:500;line-height:1.15}.section-heading p{color:var(--muted);font-size:18px}.feature-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.feature-grid.two{grid-template-columns:repeat(2,1fr);max-width:920px;margin:auto}.feature-card{padding:32px;background:#fff;border:1px solid #e5eaed;border-radius:8px;box-shadow:var(--shadow)}.feature-number{display:block;margin-bottom:28px;color:var(--gold);font-family:Georgia,serif;font-size:30px}.feature-card h3{margin:0 0 12px;color:var(--navy);font-size:21px}.feature-card p{color:var(--muted)}.center-link{text-align:center;margin-top:35px}.center-link a,.text-link{font-weight:800;text-decoration:none}.split{display:grid;grid-template-columns:1fr 1.1fr;align-items:center;gap:70px;max-width:1200px;margin:auto}.check-panel{padding:34px;background:#fff;border-radius:8px;box-shadow:var(--shadow)}.checks{margin:0;padding:0;list-style:none}.checks-two{display:grid;grid-template-columns:1fr 1fr;column-gap:28px}.checks li{position:relative;margin:10px 0;padding-left:28px}.checks li:before{content:"";position:absolute;left:0;top:.55em;width:13px;height:7px;border-left:3px solid var(--gold);border-bottom:3px solid var(--gold);transform:rotate(-45deg)}
.audience-section{display:grid;grid-template-columns:1fr 1fr;padding:0}.audience-card{min-height:440px;padding:75px 7%;display:flex;flex-direction:column;align-items:flex-start;justify-content:center;color:#fff}.audience-card h2{margin:0 0 18px;color:#fff;font-family:Georgia,serif;font-size:clamp(2rem,4vw,3.2rem);font-weight:500;line-height:1.15}.audience-card p{max-width:550px}.homeowner-card{background:linear-gradient(135deg,#1f587c,#153b59)}.builder-card{background:linear-gradient(135deg,#173149,#0c2238)}
.process-section{overflow:hidden}.process{display:grid;grid-template-columns:repeat(6,1fr);gap:16px;margin:0;padding:0;list-style:none}.process li{position:relative;padding:24px 18px;background:var(--cream);border-radius:6px}.process li span{width:38px;height:38px;display:grid;place-items:center;color:var(--navy);background:var(--gold);border-radius:50%;font-weight:800}.process h3{margin:22px 0 5px;color:var(--navy)}.process p{margin:0;color:var(--muted);font-size:14px}.process-detailed{grid-template-columns:1fr 1fr;gap:22px;max-width:1050px;margin:auto}.process-detailed li{display:grid;grid-template-columns:auto 1fr;gap:20px;padding:30px}.process-detailed h2{margin:0 0 7px;color:var(--navy);font-family:Georgia,serif;font-size:25px}.process-detailed p{font-size:16px}
.cta{display:flex;align-items:center;justify-content:space-between;gap:40px;padding:65px 7%;color:#fff;background:linear-gradient(105deg,#9b7428,var(--gold))}.cta h2{color:#fff}.cta p{margin:0}.cta .btn{flex:none;background:var(--navy);border-color:var(--navy);color:#fff}
.page-hero{padding:95px 7%;color:#fff;background:radial-gradient(circle at 82% 30%,rgba(209,166,72,.19),transparent 22rem),linear-gradient(120deg,var(--navy),var(--navy-2))}.page-hero h1{max-width:900px;font-size:clamp(2.8rem,5vw,4.7rem)}.page-hero p{max-width:760px;margin:0;font-size:20px;color:#dce5eb}.page-hero .btn{margin-top:25px}.lead{font-size:20px;color:var(--navy)}.story-grid{display:grid;grid-template-columns:1.3fr .7fr;gap:70px;align-items:center;max-width:1200px;margin:auto}.quote-card{padding:45px;background:var(--navy);border-radius:8px;box-shadow:var(--shadow)}.quote-card blockquote{margin:0;color:#fff;font-family:Georgia,serif;font-size:28px;line-height:1.5}.quote-card p{color:var(--gold-light)}.quote-card.compact{background:var(--navy)}.mission-grid{display:grid;grid-template-columns:1fr 1fr;gap:25px}.mission-grid article{padding:40px;border-left:5px solid var(--gold);background:var(--cream)}.mission-grid span{color:#9a7223;font-weight:800;text-transform:uppercase;letter-spacing:.12em}.values-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:rgba(255,255,255,.13)}.values-grid article{padding:32px;background:var(--navy)}.values-grid h3{color:var(--gold);margin-top:0}.values-grid p{color:#d9e1e6}.pillar-list,.trade-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}.pillar-list span,.trade-grid span{padding:15px 18px;background:var(--cream);border-left:3px solid var(--gold);font-weight:700}.stats-grid{display:grid;grid-template-columns:repeat(3,1fr);max-width:900px;margin:45px auto 0;text-align:center}.stats-grid div{padding:25px;border-right:1px solid rgba(255,255,255,.2)}.stats-grid div:last-child{border:0}.stats-grid strong,.stats-grid span{display:block}.stats-grid strong{color:var(--gold);font-family:Georgia,serif;font-size:28px}.stats-grid span{color:#d9e1e6}.empty-state{max-width:760px;margin:auto;padding:60px;text-align:center;background:var(--cream);border-radius:8px}.search-icon{width:70px;height:70px;margin:0 auto 30px;border:7px solid var(--gold);border-radius:50%;position:relative}.search-icon:after{content:"";position:absolute;width:30px;height:7px;right:-23px;bottom:-10px;background:var(--gold);transform:rotate(45deg)}.notice{padding:16px;color:#5b4a22;background:#fff8e7;border-left:4px solid var(--gold);text-align:left}
.site-footer{display:grid;grid-template-columns:2fr 1fr 1.5fr;gap:40px;padding:55px 7% 25px;color:#cfd9df;background:#081a2b}.site-footer>div{display:flex;flex-direction:column;align-items:flex-start;gap:6px}.site-footer a{color:#cfd9df;text-decoration:none}.site-footer strong,.footer-brand{color:#fff!important;font-weight:800}.footer-brand{font-family:Georgia,serif;font-size:22px}.copyright{grid-column:1/-1;margin:25px 0 0;padding-top:20px;border-top:1px solid rgba(255,255,255,.12);font-size:13px}
.form-box{padding:34px;background:var(--cream);border-radius:8px;box-shadow:var(--shadow)}.form-box label{display:block;margin-top:15px;color:var(--navy);font-weight:700}.form-box input,.form-box select,.form-box textarea{width:100%;margin-top:6px;padding:12px 13px;background:#fff;border:1px solid #cbd5db;border-radius:4px;font:inherit}.form-box textarea{resize:vertical}.form-box button{width:100%;margin-top:22px;padding:14px;color:#fff;background:var(--navy);border:0;border-radius:4px;font:inherit;font-weight:800;cursor:pointer}.form-box button:hover{background:var(--navy-2)}.consent{display:flex!important;align-items:flex-start;gap:9px;font-weight:400!important}.consent input{width:auto;margin-top:6px}.check-panel.simple{margin:28px 0;box-shadow:none;border:1px solid #dde5e9}.contact-grid h2{font-size:25px}
.question-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px;max-width:1000px;margin:auto}.question-grid div{display:flex;align-items:center;gap:16px;padding:16px 20px;background:#fff;border-left:3px solid var(--gold)}.question-grid span{color:#a57a24;font-family:Georgia,serif;font-size:20px}.question-grid p{margin:0;font-weight:700}.guidance-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}.guidance-card{padding:32px;background:var(--cream);border-radius:7px}.guidance-card h3{margin-top:0;color:var(--navy);font-size:22px}.guidance-card strong{color:#8b651c}.warning-section{display:grid;grid-template-columns:1fr 1.2fr;gap:60px;align-items:center;background:#fff7e2}.warning-list{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:0;padding:0;list-style:none}.warning-list li{padding:12px 15px;background:#fff;border-left:4px solid #bc493f;font-weight:700}.mini-steps{margin:0;padding:0;list-style:none}.mini-steps li{display:flex;align-items:center;gap:14px;margin:10px 0;padding:13px 16px;background:#fff;border-radius:5px}.mini-steps span{width:32px;height:32px;display:grid;place-items:center;flex:none;color:var(--navy);background:var(--gold);border-radius:50%;font-weight:800}.notice-panel{max-width:950px;margin:auto;padding:34px;background:#fff8e7;border-left:5px solid var(--gold);border-radius:6px}.notice-panel h2{margin-top:0;color:var(--navy);font-family:Georgia,serif}.faq-grid{display:grid;grid-template-columns:1fr 1fr;gap:1px;background:rgba(255,255,255,.14)}.faq-grid article{padding:28px;background:var(--navy)}.faq-grid h3{margin-top:0;color:var(--gold)}.faq-grid p{color:#d8e1e7}.directory-fields{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;max-width:1000px;margin:auto}.directory-fields span{padding:15px 18px;background:#fff;border-left:3px solid var(--gold);font-weight:700}.badge-card{text-align:center}.directory-badge{width:90px;height:90px;margin:0 auto 22px;display:grid;place-items:center;color:#fff;background:var(--navy);border:6px double var(--gold);border-radius:50%;font-weight:900}.directory-badge.advanced{background:#a47a29}.directory-badge.specialist{background:var(--blue)}.public-values{background:#d9e1e6}.public-values article{background:#fff}.public-values h3{color:var(--navy)}.public-values p{color:var(--muted)}
@media(max-width:800px){.question-grid,.guidance-grid,.warning-section,.faq-grid,.directory-fields{grid-template-columns:1fr}.warning-list{grid-template-columns:1fr}}
.section-note{margin-top:28px}.trade-standard-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.trade-standard-grid article{padding:25px;background:#fff;border-top:3px solid var(--gold);border-radius:6px;box-shadow:var(--shadow)}.trade-standard-grid h3{margin-top:0;color:var(--navy)}.trade-standard-grid p{margin-bottom:0;color:var(--muted)}.outcome-good{border-top-color:#3e8455}.outcome-condition{border-top-color:var(--gold)}.outcome-deferred{border-top-color:#4b79a1}.outcome-stop{border-top-color:#b64b43}.form-success{border-left-color:#36824d;background:#edf8f0;color:#174c27}.form-error{border-left-color:#b64b43;background:#fff0ef;color:#76271f}
@media(max-width:900px){.trade-standard-grid{grid-template-columns:1fr 1fr}}@media(max-width:600px){.trade-standard-grid{grid-template-columns:1fr}}
@media(max-width:1050px){.site-header{align-items:flex-start;flex-wrap:wrap}.menu-toggle{display:block;margin-left:auto}.site-header nav{width:100%;display:none;align-items:flex-start;flex-direction:column;gap:2px}.site-header nav.open{display:flex}.hero{grid-template-columns:1fr}.hero-mark{display:none}.process{grid-template-columns:repeat(3,1fr)}}@media(max-width:800px){.hero{min-height:auto;padding:75px 6%}.trust-strip{grid-template-columns:1fr 1fr}.trust-strip div:nth-child(2){border:0}.feature-grid,.feature-grid.two,.split,.story-grid,.mission-grid,.values-grid,.audience-section,.site-footer{grid-template-columns:1fr}.process,.process-detailed{grid-template-columns:1fr 1fr}.section{padding:65px 6%}.page-hero{padding:70px 6%}.checks-two{grid-template-columns:1fr}.audience-card{min-height:370px}.site-footer{gap:25px}.copyright{grid-column:auto}}@media(max-width:520px){.logo img{height:55px}.hero h1{font-size:2.8rem}.hero p{font-size:18px}.trust-strip,.process,.process-detailed,.pillar-list,.trade-grid,.stats-grid{grid-template-columns:1fr}.trust-strip div{border-right:0;border-bottom:1px solid #ddd5c7}.stats-grid div{border-right:0;border-bottom:1px solid rgba(255,255,255,.2)}.btn{width:100%;margin-right:0;text-align:center}.quote-card,.empty-state{padding:28px}.quote-card blockquote{font-size:22px}.cta{align-items:flex-start;flex-direction:column}}